When researching the effects of alcohol on workplace injuries, you’ll likely stumble across a statistic attributing 38 to 50 percent of all workplace injuries to alcohol or drug abuse. If that sounds shockingly high to you, you’re probably right. Continue reading “The Truth about Alcohol Abuse and Workplace Injuries”
Millions of teenagers will soon be leaving school and taking jobs either for the summer or as the start of their permanent integration into the workforce. Here’s what you need to know to protect them. Continue reading “Minimize Risks to Young Workers”
With the recession of the past few years, many individuals’ credit scores have taken a hit. In addition to affecting your ability to get a mortgage, loan or credit card, your credit score can also affect how much you’ll pay for your insurance. Continue reading “How Your Credit Score Affects Your Insurance Costs”
Carbon monoxide poisoning causes an estimated 15,200 people to visit an emergency room or miss at least one day of work per year. But because carbon monoxide exposure creates nonspecific effects that are easily misdiagnosed, the actual toll of carbon monoxide poisoning is probably much higher. Continue reading “Protect Yourself from Carbon Monoxide Poisoning”
A bully in your workplace can affect morale, increasing stress levels for fellow employees—and possibly increasing your workers’ compensation costs. Continue reading “Bullying: Another Form of Workplace Violence”
We hope it never happens, but when you suffer a loss, you’ll have to file a claim to receive payment from your insurer. Here’s how the process works, and how to handle it to your best advantage. Continue reading “How To Handle a Claim”
Target and its customers are continuing to feel the repercussions of a massive data breach, where hackers gained access to data from some 40 million debit and credit cards of Target shoppers during the holiday season. The lesson for other businesses is clear: If the country’s third-largest retailer, with its resources and sophisticated systems, can have a data breach, any business can. Continue reading “10 Cyber Security Tips for Small Business”
Vacancies create a host of problems for owners besides lost income. Here’s a list of some problems to be aware of, and what you can do to mitigate them. Continue reading “Why Empty Buildings Are Full of Risk”
About 46 percent of self-employed workers conduct their business from home, according to the U.S. Bureau of Labor Statistics. If you have a home-based business, you have special insurance needs.
The broader availability of wide-band or wireless Internet access and faster, cheaper computers have made working at home an increasingly viable possibility for millions of entrepreneurs. Continue reading “Insuring Your Home Based Business”
Each record of sensitive personal information stolen or compromised costs companies an average of $201. That adds up to $5.9 million for every organization that had a data breach.*
When people trust you with their personal information, they expect you to protect it. Continue reading “Why You Need A Data Management Plan”