If your best friend has four paws and a tail (of any length) you should be looking at pet health insurance. Today’s advanced veterinary medicine means we can give our pets better care than ever before, but it also comes with a high cost that pet parents aren’t always prepared to pay. One way to easily manage the potential unexpected costs of pet parenting is to have a pet health insurance policy. Our friends at PetPlan Pet Insurance helped us identify these top four questions to consider when looking for a pet health insurance plan:
1. Does the policy provide comprehensive coverage for all accidents, injuries and illnesses without hereditary and congenital condition exclusions?
2. Are claims reimbursed based on your actual veterinary bill rather than benefit schedules or “usual and customary fees”?
3. Does the plan limit benefits by placing per incident, per condition, annul or lifetime caps on clams?
4. Is your deductible per incident or per year?
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