Long-term Care

Why should you be thinking about long-term care? You’re not old, are you?
But the fact is, nearly 40% of the people receiving long-term care right now are between the ages of 18 and 64. Which means it’s not just an issue for seniors. The need for long-term care can happen at any age.

When you think of long-term care, the first thing you probably think of is a nursing home. However, long-term care today includes a much wider range of services—all of which may take place in the home, a community setting or in a facility. It may be provided by family members or paid caregivers and include help with bathing, dressing and household tasks, as well as full-time medical care.

To help you navigate some of the issues of long-term care and long-term care insurance, we’ve addressed some of the most commonly asked questions.