Old Life Insurance Policies Could Have Value

You found Great-Grandpa’s life insurance policy in an old trunk? Don’t throw it out!

Unlike many types of insurance, most life insurance policies don’t have claim-filing deadlines. You can file a claim many years after the insured has died and the insurer should pay the policy’s face value, as long as the policy was in force (paid up and not expired) at the time of death. Continue reading “Old Life Insurance Policies Could Have Value”

Obesity and Life Insurance: Extra Pounds May Cost You More

Almost a third of Americans are obese, according to the Centers for Disease Control and Prevention. Obesity not only affects quality of life, but it also increases your risk of experiencing heart disease and diabetes, along with some types of cancers, and ultimately, early death.

Continue reading “Obesity and Life Insurance: Extra Pounds May Cost You More”