You found Great-Grandpa’s life insurance policy in an old trunk? Don’t throw it out!
Unlike many types of insurance, most life insurance policies don’t have claim-filing deadlines. You can file a claim many years after the insured has died and the insurer should pay the policy’s face value, as long as the policy was in force (paid up and not expired) at the time of death. Continue reading “Old Life Insurance Policies Could Have Value”
A large percentage of Americans are either uninsured or under-insured for life insurance. Employers that offer voluntary life insurance offer their employees a way toward a more secure financial future. Continue reading “Life Insurance Needs by the Decade”
According to the Bureau of Labor Statistics, 72 percent of all full-time employees in private industry had access to life insurance through their employer. Group life has its pluses, but most families will need additional coverage. Here’s why. Continue reading “Life Insurance: Why Group Benefits Aren’t Enough”