Fire claims top the list of the most expensive type of claim under homeowners insurance policies. Home fires are preventable! The following simple steps can prevent a tragedy.
• Stay in the kitchen when you are frying, grilling, or broiling food. If you leave the kitchen for even a short period of time, turn off the stove.
• Wear short, close-fitting or tightly rolled sleeves when cooking.
• Do not cook if you are sleepy, have been drinking alcohol, or have taken medicine that makes you drowsy.
• Keep children away from cooking areas by enforcing a “kid-free zone” of three feet around the stove.
• Position barbecue grills at least 10 feet away from siding and deck railings, and out from under eaves and overhanging branches.
• If you smoke, smoke outside. Most home fires caused by smoking materials start inside the home. Put your cigarettes out in a can filled with sand.
• Make sure cigarettes and ashes are out. The cigarette really needs to be completely stubbed out in an ashtray. Soak cigarette butts and ashes in water before throwing them away. Never toss hot cigarette butts or ashes in the trash can.
• Check for cigarette butts. Chairs and sofas catch on fire fast and burn fast. Don’t put ashtrays on them. If people have been smoking in the home, check for cigarettes under cushions.
• Never smoke in a home where oxygen is used, even if it is turned off. Oxygen can be explosive and makes fire burn hotter and faster.
• Be alert — don’t smoke in bed! If you are sleepy, have been drinking, or have taken medicine that makes you drowsy, put your cigarette out first.
Electrical and Appliance Safety
• Frayed wires can cause fires. Replace all worn, old or damaged appliance cords immediately and do not run cords under rugs or furniture.
• Buy electrical products evaluated by a nationally recognized laboratory, such as Underwriters Laboratories (UL).
• If an appliance has a three-prong plug, use it only in a three-slot outlet. Never force it to fit into a two-slot outlet or extension cord.
• Use electrical extension cords wisely; never overload extension cords or wall sockets.
• Immediately shut off, then professionally replace, light switches that are hot to the touch and lights that flicker.
Portable Space Heaters
• Keep combustible objects at least three feet away from portable heating devices.
• Buy only heaters evaluated by a nationally recognized laboratory, such as Underwriters Laboratories (UL).
• Check to make sure the portable heater has a thermostat control mechanism, and will switch off automatically if the heater falls over.
• Check with your local fire department on the legality of kerosene heater use in your community.
• Only use crystal clear K-1 kerosene in kerosene heaters. Never overfill it. Use the heater in a well-ventilated room.
Fireplaces and Woodstoves
• Inspect and clean woodstove pipes and chimneys annually and check monthly for damage or obstructions.
• Never burn trash, paper, or green wood.
• Use a fireplace screen heavy enough to stop rolling logs and big enough to cover the entire opening of the fireplace to catch flying sparks.
• Make sure the fire is completely out before leaving the house or going to bed.
• Store cooled ashes in a tightly sealed metal container outside the home.
• Take the mystery out of fire play by teaching children that fire is a tool, not a toy.
• Store matches and lighters out of children’s reach and sight, preferably in a locked cabinet.
• Teach children not to pick up matches or lighters they may find. Instead, they should tell an adult immediately.
• Never leave children unattended near operating stoves or burning candles, even for a short time.
• Check under beds and in closets for burned matches, evidence your child may be playing with fire.
More Prevention Tips
• Avoid using lighted candles.
• Never use the range or oven to heat your home.
• Replace mattresses made before the 2007 Federal Mattress Flammability Standard. Mattresses made since then are required by law to be safer.
• Keep combustible and flammable liquids away from heat sources.
• Portable generators should NEVER be used indoors and should only be refueled outdoors or in well ventilated areas.