Last month, we discussed some of the factors that determine whether a claim is covered. In this article, we’ll discuss plan design features that affect how much your plan will pay toward a covered claim. Continue reading “Understanding the Claims Process, Part 2”
The worst time to find out that you have no insurance, or inadequate insurance, is after a loss. If any of the following situations apply to you, a standard insurance program might not be enough. Continue reading “10 Homeowner’s Insurance Problems; and How to Solve Them”
The EEOC has had pregnancy discrimination on its radar screen for a while. A Supreme Court case, Young v. UPS, will likely bring more attention to the issue.
Many laws and regulations affect pregnancy and discrimination, disability, leave and accommodations. Continue reading “Avoiding Pregnancy Discrimination Claims”
A large percentage of Americans are either uninsured or under-insured for life insurance. Employers that offer voluntary life insurance offer their employees a way toward a more secure financial future. Continue reading “Life Insurance Needs by the Decade”
Every year, Americans make 31 million visits to the emergency room for unintentional injuries. Emergency room charges average about $1,200 per visit. Your out-of-pocket expenses could vary wildly depending on the type and severity of injury, where you are treated, and your coverage. Continue reading “Controlling Emergency Room Expenses”
When you think of air pollutants, you probably think of smog, auto exhaust and industrial emissions. But often indoor air can have more pollutants than outdoor air.
Since the passage of the Clean Air Act in 1970, outdoor air quality has improved along many measures. Continue reading “Indoor Air Quality”
A survey by one vendor found that 39 percent of employees want to buy identity theft insurance through their employer. Are you providing this valuable benefit?
Identity theft occurs when someone uses an individual’s personal identifying information Continue reading “Identity Theft Insurance = Reputation Protection”
What is your most valuable asset? Your home? Its contents? For most working individuals, their ability to earn an income is worth far more than these physical assets. You insure your home; do you also have coverage for your most valuable asset—your ability to earn an income? Continue reading “Protect Your Earning Power with Disability Income Insurance”
As with many unpleasant things, people don’t like to think about becoming disabled. But the consequences of ignoring your risks could be serious. Take the following quiz to see how much you know about disability. Continue reading “What You Know About Disability Is Probably Wrong”
Millions of teenagers will soon be leaving school and taking jobs either for the summer or as the start of their permanent integration into the workforce. Here’s what you need to know to protect them. Continue reading “Minimize Risks to Young Workers”