Credit Insurance: Should You Buy It?

Credit protection

You call your credit card issuer, and the customer service representative tells you about a “special offer” for a “payment protection plan.” What do these plans cover, and do you need one?

“Payment protection plan” is another name for credit insurance. Continue reading “Credit Insurance: Should You Buy It?”

Avoiding Medical Identity Theft

Like financial identity theft, medical identity theft can leave you responsible for bills you did not incur. But unlike other types of identity theft, it can also affect your medical records, jeopardizing your health. It could even jeopardize your health insurance coverage.

 

Medical identity theft occurs when another person uses your identity or insurance information to obtain medical services. Since the U.S. Department of Health and Human Services started keeping records in 2009, between 27.8 and 67.7 million Americans have had their medical records breached. Continue reading “Avoiding Medical Identity Theft”

Identity Theft Insurance = Reputation Protection

A survey by one vendor found that 39 percent of employees want to buy identity theft insurance through their employer. Are you providing this valuable benefit?
Identity theft occurs when someone uses an individual’s personal identifying information Continue reading “Identity Theft Insurance = Reputation Protection”

Should I Get Mobile Phone Insurance?

And you thought dropping your cell phone in a puddle was bad. Recently, a friend’s daughter accidentally dropped her brand-new iPhone in a porta-potty at a high school football game. To make matters worse, this was the second time she’d lost or damaged a phone in only a few months. Continue reading “Should I Get Mobile Phone Insurance?”

Thwarting Medical Identity Theft

Like financial identity theft, medical identity theft can leave you responsible for bills you did not incur. But unlike other types of identity theft, it can also affect your medical records, jeopardizing your health. It could even jeopardize your health insurance coverage.

Medical identity theft occurs when another person uses your identity or insurance information to Continue reading “Thwarting Medical Identity Theft”