With the jobless rate for people ages 20 to 24 still higher than 10 percent, many college students might be willing to trade their time for an unpaid learning experience. But there is a legal difference between an employee and an intern. Knowing the difference can help you avoid breaking the law. Continue reading “Intern-al Affairs”
Can you be too generous? A recent survey by the Employee Benefit Research Institute (EBRI) found that providing financial support and/or unpaid care to family or friends can affect your retirement savings. Continue reading “When Giving Impacts Your Retirement”
Last month, we discussed some of the factors that determine whether a claim is covered. In this article, we’ll discuss plan design features that affect how much your plan will pay toward a covered claim. Continue reading “Understanding the Claims Process, Part 2”
The worst time to find out that you have no insurance, or inadequate insurance, is after a loss. If any of the following situations apply to you, a standard insurance program might not be enough. Continue reading “10 Homeowner’s Insurance Problems; and How to Solve Them”
The EEOC has had pregnancy discrimination on its radar screen for a while. A Supreme Court case, Young v. UPS, will likely bring more attention to the issue.
Many laws and regulations affect pregnancy and discrimination, disability, leave and accommodations. Continue reading “Avoiding Pregnancy Discrimination Claims”
A large percentage of Americans are either uninsured or under-insured for life insurance. Employers that offer voluntary life insurance offer their employees a way toward a more secure financial future. Continue reading “Life Insurance Needs by the Decade”
The following suggestions can help you avoid costly auto accidents among your employees who drive for work.
Driving—something that most adults do every day—is one of the most dangerous tasks you can assign a worker. Continue reading “Driver Safety for Employees”
When you think of air pollutants, you probably think of smog, auto exhaust and industrial emissions. But often indoor air can have more pollutants than outdoor air.
Since the passage of the Clean Air Act in 1970, outdoor air quality has improved along many measures. Continue reading “Indoor Air Quality”
A survey by one vendor found that 39 percent of employees want to buy identity theft insurance through their employer. Are you providing this valuable benefit?
Identity theft occurs when someone uses an individual’s personal identifying information Continue reading “Identity Theft Insurance = Reputation Protection”
Understanding what certain insurance-related terms mean will help you become a better insurance consumer. Continue reading “The ABCs of Insurance”