Critical Illness Insurance: Filling the Benefits Gap

As medical technologies and treatments improve, more people are surviving once-fatal forms of cancer, heart disease and other conditions. Many employers have responded to rising costs by increasing their employees’ share of costs. This can leave many employees with staggering healthcare expenses—even if they have medical benefits. Continue reading “Critical Illness Insurance: Filling the Benefits Gap”

How You Can Fill the Benefits Gap

In the past ten years, employers have faced skyrocketing costs for their employee health plans. If you have employer-sponsored health coverage, your share of costs has probably risen as a result. Continue reading “How You Can Fill the Benefits Gap”

E-Cigarettes and Your Health

Electronic cigarettes, or e-cigarettes, are growing in popularity. How will they affect your health…and your insurance coverages?

Tobacco vs. E-Cigarettes

Cigarette smoke contains more than 4,700 chemical compounds, Continue reading “E-Cigarettes and Your Health”