In 2013, the Coast Guard counted 4,730 recreational boating accidents that involved 736 deaths, 3,358 injuries and approximately $36 million dollars of damage to property. If you own or regularly operate a boat, you probably need more coverage than your homeowners policy provides. Continue reading “Insuring Your Boat”
Millions of teenagers will soon be leaving school and taking jobs either for the summer or as the start of their permanent integration into the workforce. Here’s what you need to know to protect them. Continue reading “Minimize Risks to Young Workers”
In 2006, a record 9.8 million acres burned in wildfires. Will this year’s droughts make 2015 another record-breaker?
As of May 6, 2014, half of the United States was experiencing some level of drought. Nearly 15 percent of the nation was gripped by extreme to exceptional drought, according to NASA. Continue reading “Wild Fires”
The Insurance Information Institute (III) reported that dog bite claims cost an average of $24,461 in 2008 (the most recent figures available). If you own one or more dogs, do you have the insurance coverage to protect you from dog bite liability? Continue reading “Protecting Your Family from Dog Bite Liability”
Electronic cigarettes, or e-cigarettes, are growing in popularity. How will they affect your health…and your insurance coverages?
Tobacco vs. E-Cigarettes
Cigarette smoke contains more than 4,700 chemical compounds, Continue reading “E-Cigarettes and Your Health”
A bully in your workplace can affect morale, increasing stress levels for fellow employees—and possibly increasing your workers’ compensation costs. Continue reading “Bullying: Another Form of Workplace Violence”
We hope it never happens, but when you suffer a loss, you’ll have to file a claim to receive payment from your insurer. Here’s how the process works, and how to handle it to your best advantage. Continue reading “How To Handle a Claim”
If you use a kerosene heater in your home or place of business, you should take precautions against a number of serious hazards.
These dangers include:
Fire or Explosion. Fire could be caused by operating the heater too close to furniture, draperies or other combustibles, Continue reading “Kerosene Heater Safety”